Thursday, March 25, 2010

Karl Rove: What Republicans Should Do Now - WSJ.com

Karl Rove: What Republicans Should Do Now - WSJ.com

There is a nice example of framing in this article:

"For example, changes in insurance regulations in 2011 and two new mandates in 2014 that force everyone to buy insurance and require everyone to be charged a similar price regardless of age or health will cause insurance premiums to rise more than they would have otherwise. The 10 million people who have a health savings account will also be hurt starting in 2011."

Whenever you hear the President talk about this it is a measure to prevent insurance companies from charging old people or sick people many times more what they charge young people or healthy people. This is perfectly true. It is also perfectly true to say that it is a measure to prevent young people or healthy people from purchasing insurance that reflects their actual risk of getting sick, or to buy insurance that represents their actual cost to the insurance company, to buy insurance without having to subsidize old people or sick people, to buy insurance that they can afford, to buy insurance at the free market cost, that is not several times what their actual cost is to the insurance company.

Which framing is correct is a function of what kind of policy change you want to make and your policy preferences. Both framings are equally accurate if not equally true (to borrow the formulation from the end of the film "Absence of Malice.")

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